Choose Your Plan
Not every goal needs the same savings plan. Compare RenFlex, RenVault and SmartGoal to choose what fits your money and timeline.
Compare Savings Plans
Plan
RenFlex
SmartGoal
RenVault
Best For
Everyday flexibility
Goal-based saving
Higher fixed returns
Interest Rate
Up to 15% p.a.
16% p.a.
Up to 22% p.a.
Savings Type
Flexible savings
Automated goal savings
Locked savings
Access To Funds
Withdraw anytime
On goal completion
At maturity
Savings Duration
No fixed duration
You set the timeline
Fixed tenor
Interest Payout
Daily interest
As you save
Upfront or at maturity
Minimum Amount
Any amount
Set by your goal
Set in the app
Auto Savings
Optional
Yes, automated
Not applicable
Ideal Uses
Emergency funds and daily savings
Rent, school fees, travel
Growing idle funds
Rates are subject to change and should match the app.
Start In Minutes
01
Get Renmoney
Download the Renmoney app on Google Play or the App Store, then sign in or create your account.
02
Choose Plan
Select RenFlex, RenVault, or SmartGoal based on your goal, timeline, and accessibility needed.
03
Fund Savings
Enter your amount, review the rate, tenor, withdrawal terms, and maturity details, then fund your savings.
04
Track Progress
Monitor your balance, interest, contributions, and maturity date from the Renmoney app.
Save Securely
Savings Questions, Answered
What is RenFlex?
RenFlex is flexible savings. Save from any amount, earn up to 15% p.a., get daily interest, and withdraw anytime.
What is RenVault?
What is SmartGoal?
What is the minimum savings amount?
Are savings safe?
Can I withdraw?
