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Reading Time: 3 minutes

3 top tips to get the best loan offers in Nigeria

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Summary

When you want to buy something, you press for the best deal available in the market. Getting a Renmoney loan is no different; you have the power to decide the terms that are convenient for you and your finances.

You can choose and decide:

You decide on a duration that works for you.

How long to borrow for: Choose from a flexible duration of up to 3 to 12 months; you can negotiate 18 or 24 months on your next loan.

You choose from a flexible repayment option.

How often to pay: Whether you get to make repayment monthly or weekly depends on you and why you’re taking the loan. Repayment for personal and micro-business loans are made monthly and weekly respectively.

You’ll get an affordable and convenient loan offer.

How much it’ll cost you: You see all the details about rates and repayment clearly stated in your loan offer. We’ll make you an offer once you complete your application.

You get an amount that you can conveniently repay

Your cash flow plays a role in the loan offer you get

One of the things we want to know before lending to you is if you can conveniently repay. We’ll review your bank statement and analyze your income (or if you are a business, your cash flow) to estimate your ability to make your loan repayments conveniently.

Sharing your bank statement with us is online and convenient — all you need to do is log in to your banking platform. This process is safe and your information is secured with the best banking technology.

Your credit profile helps us make a lending decision to you.

Your credit profile also has a role a play

Businesses want to know more about you and your financial behaviour before they trust you with money. Asides from banks and lending companies, some employers, insurance companies etc. may consider your credit profile/history to decide if they should offer you things like loans, credit cards, mortgages, insurance, etc.

They may also consider it when deciding loan terms (e.g. rate, tenure, etc.).

We’ll review your bank statement and analyze your income (or if you are a business, your cash flow) to estimate your ability to make your loan repayments conveniently.

The Renmoney Team

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73 thoughts on “3 top tips to get the best loan offers in Nigeria”

    1. The Renmoney Team

      You can get a loan of up to N6m on our website, on the app or when you call 0700 5000 500. Please reach out to us on social media if you need any help.

      Reply
        1. The Renmoney Team

          Please download the app to get started on your loan application. It's simple and will only take a few minutes.

          Reply
          2. Omotayo Iroko

            Hi there, You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

        1. Omotayo Iroko

          Hi there, We're sorry for taking this long to get back to you.
          You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

          Reply
        1. Omotayo Iroko

          Hi there, We're sorry for taking this long to get back to you.
          You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

          Reply
    1. The Renmoney Team

      Hi Godwin, we give business loans to people like you. Simply apply on renmoney.com or call 0700 5000 500.

      Reply
        1. Omotayo Iroko

          Hi there, We're sorry for taking this long to get back to you.
          You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

          Reply
    1. The Renmoney Team

      Hi Itunuayo, you've come to the right place. Download the app to start your loan application process or call 0700 5000 500.

      Reply
        1. Omotayo Iroko

          Hi there, We're sorry for taking this long to get back to you.
          You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

          Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you. If your information meets our lending criteria, we can offer you a loan!
      Please go ahead with the application to find out.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
      1. Omotayo Iroko

        Hi there, We're sorry for taking this long to get back to you.
        You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

        Reply
    2. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, we're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, you can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
  24. Okebalama Prince Nwakanma Lazarus

    I have downloaded the app and have started the application process but got stocked after putting in my BVN and password, when I send it could not booth

    Reply
  25. Peter

    Hi, I got to hear about you by Aproko Doc.
    I need financial aid to process with my visa and flight ticket.
    Approximately 1m

    Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you. If your information meets our lending criteria, we can offer you a loan!
      Please go ahead with the application to find out.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
    1. The Renmoney Team

      Hi Elohor, thanks for your interest. You can apply for a loan directly on our website or by downloading our mobile app from your device store.

      Reply
    1. Omotayo Iroko

      Hi there, We're sorry for taking this long to get back to you.
      You can easily apply via the website www.renmoney.com or by downloading our mobile app from your device store.

      Reply
  29. Terver Duenen Ezekiel

    Hello,l need a loan of #200,000 to enlarge my business of buying and selling of goods and services.

    Reply

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